For the past 1 year, 1 month, 1 week and 1 day I've been working at CARD.com. I love it. I've had a lot of great jobs in my career so far, but this is one that is truly extraordinary.
I'm currently pretty enthusiastic about a set of quotes from Jeff Bezos compiled at fool.com, so I'm sprinkling some of those through this post.
What is CARD.com doing?
Our CEO put it like this in a recent interview he gave:
CARD.com is the world’s first likeable financial company. We make payments fun, fair and fashionable. CARD.com offers Visa cards and MasterCard cards featuring card art and amazing perks from the best brands in the world, like Star Trek, Elvis or The Walking Dead.
And...that's a good description of what we do. But, what do I think we're doing that is exceptional?
- We're using a ton of open source software and contributing back where we can. That just warms my heart :)
- We're doing everything with an eye towards scalability. We have a lot of card designs and many more are coming. Some of our designs are big and some are small. We still want to delight the people with a "small" brand because to them that brand is their life.
- Bezos said "Your margin is my opportunity." and we're following that. We aren't aiming to be the cheapest provider, but we are undercutting a lot of other providers with what we believe is a much better product. That will help us scale and as we scale big we win. It feels great to provide a product that is competitive with other options available to our typical cardholder.
- Since we're scaling big, we sweat the small stuff. We review contracts to see how we can squeeze pennies or fractions of pennies out of different transactions.